> ## Documentation Index
> Fetch the complete documentation index at: https://docs.arcsolar.com.au/llms.txt
> Use this file to discover all available pages before exploring further.

# Choose upfront payment or finance

> Explain exactly what the customer pays and when.

**Open:** the quote's payment controls in the review step.

## Direct payment

Select direct payment and review the upfront deposit, stock-delivery milestone and installation balance. Use the amount field or slider where available.

The inspected default policy uses a \$500 upfront amount with a selectable maximum of 30% for ordinary quote totals. Stock delivery is normally 40%; installation is the remainder. Smaller quotes have capped/fixed amounts. Always use the limits and final schedule shown for the actual quote.

For example, a $10,000 total with a $1,000 deposit and $4,000 delivery payment leaves $5,000 at installation. All milestones must sum to the final total.

## Finance

Choose an available finance option and configured term. Review the finance deposit, amount financed, repayments and merchant/service fees. Check whether a fee is paid upfront or included in the financed amount.

A repayment illustration is not lender approval. Record the actual application status and any required evidence before treating finance as ready.

## Funding and price

Government loans reduce the balance funded by other means; they are not a reduction in system price. Check the funding summary so rebates, loans, direct payment and commercial finance are not double-counted.

## Confirm the customer view

Preview the agreement, total and milestones. Do not change a saved payment schedule outside the supported revision flow. A processing payment can lock revision before settlement completes.

## ArgonixIntelligence in this workflow

Use intelligence for context, not approval. The issued schedule, lender result and confirmed payment records determine the customer's obligations and funding status.


## Related topics

- [Configure pricing and finance](/setup/retailer-settings.md)
- [Welcome to ArcSolar](/index.md)
- [Create and send a quote](/quoting/walkthrough.md)
- [Review payments and project financials](/delivery/finance.md)
- [Set up Stripe customer payments](/integrations/stripe.md)